Immigration Site

Yes, I know this question was discussed number of times, but... Friend of mine (resident soon to become citizen) plans to invite her elderly dad to US. She searched and found those "visitor" insurances (http://www.insurancequest.com/Intern...tor/index.html). $1,905.93 for 181 days of coverage for 70 years old, OK with pre-conditions, up to $60K in coverage and so on...

Could it be possible true??! I remember checking insurance for elderly residents and they couldnt even get it with pre-condition. Is it something Im missing here?

up to $60K in coverage and so on... Could it be possible true??! An elderly individual with a serious health incident that requires hospitalization and surgery can rack up $60K in medical bills in under a week. What then?

Its also worth noting that these are typically for visitors to the US, not residents.

Its only short-term insurance, and the coverage amount is very low (just barely enough to do an emergency surgery and stay in the hospital for a few days to recover). Thats why its available.

If theyre only visiting and not immigrating, and their home country has a government-run health system, it is possible that their government will pay for emergency treatment required in the US.

$1,905.93 for 181 days of coverage for 70 years old, OK with pre-conditions, up to $60K in coverage and so on... This is only for visitors. For a regular resident, the amount will be about 5-7 times (for 6 months, based on two of my relatives in their 70s), with a fairly high co-pay (25%?). I dont know the amount of their coverage.

60K is real peanuts in terms of medical costs. A simple, 10 minute ear tube insertion surgery, costs about 7k. So you can guess how much it would cost for anything significant...